Mortgage Information

Whether you are buying or selling it is important to review your current mortgage situation and your goals with a knowledgable lender who will consider your budget and what you are comfortable with spending.   The lender should be an educator and willing to explain all of the programs available and whether or not you qualify for all or some of them and why.  Knowing your buying power is key in dertmining if it is the right time to buy or sell a home.  Understanding the value of your home is also key so that you know if you are in a surplus or bring money to the table when you close situation.  For information on obtaining a home loan and what you qualify for contact:

Chris Lee

 NMLS# 454660

First State Bank Mortgage

16690 Swingley Road Suite 150

Chesterfield, Missouri  63017

Direct: 314-341-9085 Regular and After Hours Including Weekends

Office: 636-449-8767




David J. Sharp | NMLS# 280482

American Financial Network | NMLS#237341

The 123 Mortgage Team Division 

7512 Big Bend Blvd, Saint Louis, MO 63119

(314)440-3620 Personal Cell Phone | Regular and after hours including weekends

(314)256-1216 E-Fax


To know more about the value of your home and if it is the right time to sell request a  Home Value Report at  

Contact Information

Photo of The Simms Team - Mike Simms Real Estate
The Simms Team - Mike Simms
Berkshire Hathaway Home Services Select Properties
6149 Midrivers Mall Drive
St. Charles MO 63304
O: 636-720-1100
C: 314-749-0921
Fax: 1-866-723-0639
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